I don't know about y'all, but I love free stuff. I mean, who doesn't? I am the queen of free samples and survey rewards, and recently I've been looking into rewards credit cards. A few years ago, I switched from Wells Fargo Bank to a Texas credi
When it comes to using credit responsibly, before blaming the credit card companies, it's a good idea to take a look at your behavior with credit cards first because for the most part, irresponsible use of credit cards is what really gets people in trouble.